Tower cranes over a construction site

Construction Capital

Construction Financing for Texas Builders

Construction lenders want the budget, the draw schedule, and the builder’s track record to line up. PLG Capital packages ground up requests so they read clearly, then places them with private lenders whose programs fit the project.

  • Home Builders
  • Developers
  • Build to Rent Operators
  • General Contractors

What we finance

  • Spec and presold single family construction
  • Build to rent communities and scattered site rentals
  • Duplex, townhome, and small multifamily construction
  • Lot purchase plus construction in one request
  • Construction to permanent or construction to sale exits

How We Work

  1. 01Review the plans, budget, lot, and builder history
  2. 02Size the loan against cost and completed value
  3. 03Package the budget and draw schedule for lenders
  4. 04Coordinate terms, draws setup, and closing

Questions

Is PLG Capital a lender?

No. PLG Capital is a financing advisory firm. We structure your request and place it with private lenders whose programs fit the deal. Loan decisions and terms come from the lender.

What do construction lenders need from the builder?

A line item budget, plans and specs, a construction timeline, and evidence of similar projects completed. Newer builders can still qualify depending on the deal and the team.

How are construction funds released?

Usually in draws as work is completed and inspected. We help you set a draw schedule that matches how the job is actually built.

Can I finance the lot and the build together?

Often, yes. Many requests combine the lot purchase with construction. It depends on the lender, the lot, and your equity in the deal.

What should I have ready?

Lot address and contract or deed, plans, budget, timeline, permits status, comparable sales or rents for the finished product, and your project history.

Planning a build in Texas?

Send the lot, plans, and budget. Reginald reviews every request personally.

Submit a Construction Deal