Apartment buildings beside open land

Texas Land Financing

Texas Land & Development Financing

Land financing turns on details most lenders weigh differently: entitlement status, utilities, access, the exit plan, and the sponsor's track record. PLG Capital structures land and development requests and places them with private lenders whose programs fit the deal, across Texas.

  • Builders
  • Developers
  • Land Investors
  • Subdividers

What we finance

  • Raw and entitled land acquisition
  • Lot development and horizontal improvements
  • Land to construction transitions for builders moving to vertical
  • Subdivision plays: larger tracts bought to split and sell
  • Refinance or cash out on land you already own

How We Work

  1. 01Review the property, the plan, and the exit
  2. 02Size the request and build the capital stack
  3. 03Package the deal and place it with matched private lenders
  4. 04Coordinate terms, diligence, and closing

Questions

Is PLG Capital a lender?

No. PLG Capital is a financing advisory firm. We structure your request and place it with private lenders whose programs fit the deal. Loan decisions and terms come from the lender.

What kinds of land deals do you work on?

Raw land, entitled and platted lots, infill lots, land planned for development, and larger tracts held for subdivision. All financing is business purpose only.

What affects land financing terms?

Mainly the as is value, entitlement and zoning status, access and utilities, the exit plan, and your experience with similar projects.

What should I have ready?

The property address or parcel ID, purchase price and contract, any survey or plat, your plan and timeline, a budget if you're improving the land, and a summary of past projects.

How fast can a land deal close?

It depends on the lender and how complete the file is. We give you a realistic timeline after we review the deal, and we don't promise one before.

Have a land deal in Texas?

Send the address and your plan. Reginald reviews every request personally.

Submit a Land Deal